March 11-2009:
What Is A Pre-existing Condition?
A pre-existing condition simply means the following:
* If someone intends to seek personal insurance for his/her health, he/she may be asked to declare any of the following ailments or health conditions prior to the moment he/she wants to be insured.
These ailments can be Diabetes, Heart failure, HIV/AIDS, Syphilis, Aneurism, Brain tumor, Prostate cancer, Cancer in general, Alzheimer, Parkinson disease, etc.
Almost every known malady to humans can debar anyone from being insured.
Insurance companies always justify their position by saying, the risks to insure persons with any of the above prior conditions are very severe indeed!
And those companies that allow it may require that the insured, pay enormous premiums in order to qualify.
That is why president Obama is trying to outlaw this pre-condition element, that would prevent any American from getting health insurance coverage period!
Derryck.
NYC.
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